Regulatory status
Lunaries One is a financial technology company. Lunaries One is not a bank, is not a deposit-taking institution, is not a custodian and is not a licensed investment adviser or broker-dealer. Lunaries One does not itself provide banking, custody, money transmission or investment services.
Licensing and registration detail: [licensing placeholder].
Account and payment services
Where enabled, account and payment capabilities — including ACH, domestic wire and international payment functionality — are provided by regulated financial institutions and licensed payment partners: [regulated partner disclosure placeholder].
Balances presented in the interface may reflect positions in a pooled or for-benefit-of account structure maintained by a partner institution. Eligibility for deposit insurance or equivalent protection, where any applies, is determined solely by the partner institution and its regulator: [deposit protection placeholder].
Digital assets
Digital asset custody, conversion and transfer capabilities, where enabled, are provided by qualified digital asset partners: [digital asset partner placeholder]. Digital assets are not bank deposits, are not insured as deposits, and can lose value. Availability is jurisdiction dependent.
Investments
Investment opportunities shown in this experience are illustrative only. They are not currently offered, are not an offer to sell or a solicitation of an offer to buy any security or interest, and are not investment advice or a recommendation. Where offerings are made available in future, they will be distributed only through appropriately licensed partners and only to eligible investors: [distribution partner placeholder].
Private markets investments involve substantial risk, including loss of capital, illiquidity and long holding periods. Target returns are hypothetical and not a guarantee of results.
Onboarding, KYC and KYB
Client onboarding, identity verification, business verification, sanctions screening and ongoing monitoring are performed with verification and compliance partners: [verification partner placeholder]. Access to capabilities depends on onboarding outcome, entity type and jurisdiction.
Demonstration data
Every balance, account identifier, transaction, holding, forecast, rate, fee and offering in this experience is fabricated demonstration data. Account and routing identifiers are deliberately non-functional. No action taken inside the prototype initiates, authorises or settles a real transaction.
Complaints
Complaints handling and dispute resolution procedures, including the responsible partner institution for account and payment matters: [complaints procedure placeholder].