Financial Operating System
One world.
One financial interface.
Accounts. Pay. Hold. Convert. Move. Invest. Lunaries One is the interface layer for globally mobile founders, companies and families — designed above regulated financial infrastructure, never in place of it.
$14,330,921
Aggregated across accounts and settlement positions
- Operating
- $4,128,400
- Reserve
- $6,250,000
- Settlement
- $3,952,521
Global movement
Your money shouldn't care where you are.
Lunaries composes payment and account capability into one interface, so a payroll run in New York, a supplier settlement in Milan and a property deposit in London are the same three gestures.
- ACH
- Domestic US transfers, 1–2 business days
- Domestic wire
- Same-day value where cut-offs allow
- International
- Cross-border capability where enabled
Payment and account capabilities are provided by regulated financial institutions and licensed partners, and availability varies by jurisdiction, entity and onboarding outcome.
Global mobility
Wealth moves. Lunaries moves with it.
Residency changes. Companies incorporate in new markets. Families hold assets across three continents. The interface stays constant — currency, jurisdiction and rail become details, not obstacles.
Business & treasury
Company money, held with discipline.
$4,128,400
28 days of runway coverage at current burn
- Inflow, 30d
- +$1.24M
- Outflow, 30d
- −$0.96M
$8,650,000
Reserve and short duration, policy aligned
- Yield, blended
- 4.18%
- Policy band
- 40–45%
$2,351,000
Held with a qualified digital asset partner
- Settlement ready
- $1.15M
- 24h change
- +0.42%
The interface
From aspiration to instrument.
Behind the imagery is a disciplined product: one position, every currency, every rail, every holding. Composed for clarity at 2am in an airport lounge and at 9am in a board meeting.
Total position
$24.86M
+3.42% MTD
Cash
$14.33M
Across USD, EUR, GBP
Investments
$8.18M
Private markets
Digital assets
$2.35M
BTC, ETH, USDC
Demonstration interface. No live accounts or transactions.
Open the prototypeCapabilities
Six surfaces. One operating system.
Accounts
Multi-currency account experiences with sub-ledger clarity, provided through regulated partners where enabled.
Move Money
ACH, domestic wire, international payment capability and instant internal movement in one composed flow.
Treasury
Operating and reserve separation, liquidity forecasting and allocation discipline for growing companies.
Digital Assets
Hold, convert and settle in digital assets through qualified custody and digital asset partners.
Investments
A curated private markets surface — credit, equity, real assets and tokenised instruments.
Financial Intelligence
Position, exposure and cashflow understood continuously, not reconciled monthly.
Infrastructure & trust
Orchestration, not impersonation.
Lunaries One owns the experience, the workflow and the intelligence. Regulated institutions and licensed technology partners provide the underlying financial services. That separation is deliberate, and we state it plainly.
- Account & payment services[Regulated partner disclosure placeholder]
- Digital asset custody[Qualified custody partner disclosure placeholder]
- Investment offerings[Licensed distribution partner disclosure placeholder]
- Onboarding, KYC & KYB[Verification partner disclosure placeholder]
